Property Owners

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Commercial property insurance that covers everyone

Commercial property insurance not only protects the money that you have invested, in the building and contents, but also against any losses on your potential future earnings.

We are able to offer a comprehensive policy not only to cover landlords and commercial property owners but also freeholders and residents associations.

Or Contact us in the office on

01424 858 190

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Does your policy cover all of this?

  • Rebuild sum insured including 50% day one uplift

  • Landlords Contents cover up to £5,000

  • Accidental damage and malicious damage by tenants

  • Cover for Communal Contents

  • Public Liability Indemnity Limit of £10,000,000

  • Employers Liability Indemnity Limit of £10,000,000

  • Loss of Rent and/or Alternative Accommodation included for residential properties automatically up to 33.3% of the buildings sum insured for a period of 36 months

  • Trace and Access cover up to £50,000

  • Abandoned vehicle cover up £2,500

  • Cost of Re-letting cover up to £10,000 in the event of a claim

  • Fly Tipping up to £5,000

  • Frustrated Legal costs in the event of a claim

  • Gardening Equipment covered up to £10,000

  • Tree felling and Lopping covered up to £2,500

  • Insects nests removal cover

  • Legal Expenses for the eviction of squatters covered up to £15,000

  • Metered services covered up to £25,000

  • Japanese Knotweed cover up to £2,500

  • Fire Brigade Charges

  • 45 days unoccupancy of whole building with full cover

  • Options to include Legal Expenses and Terrorism cover


    additional covers

  • Machinery Damage - for machinery such as boilers, lifts and escalators that service a property, covers damage caused by breakdown, explosion and collapse.

  • Computer - All Risks covered, including theft and breakdown for computers and auxiliary equipment and includes e-risks cover as standard. Covers reinstatement of data from other records and additional expenditure, losses following a virus or hacking, as well as seek and destroy cover.